A patient’s responsibility may vary, depending on payment plans negotiated between the facility and the individual health insurers, and within the terms of coverage for each patient under the terms of their individual coverage with additional consideration of copays and deductibles.
Many patients who seek hospital charge information are interested in knowing their potential out-of-pocket financial responsibility. This is an opportunity to have important conversations regarding finances. Those with health insurance can be directed to contact their health plan for specific financial obligations. Those without health insurance will be provided information related to the hospital’s financial assistance policy, and any prompt pay or other discounts that could be applied.